SuperHeroBooks - Your Money or Your Life: Transforming Your Relationship with Money and Achieving Financial Independence

	List Price: $15.00 Our Price: $7.73 Your Save: $ 7.27 ( 48% ) Availability: Usually ships in 24 hours Manufacturer: Penguin (Non-Classics)
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Binding: Paperback Dewey Decimal Number: 332.02401 EAN: 9780140286786 ISBN: 0140286780 Label: Penguin (Non-Classics) Manufacturer: Penguin (Non-Classics) Number Of Items: 1 Number Of Pages: 400 Publication Date: 1999-09-01 Publisher: Penguin (Non-Classics) Studio: Penguin (Non-Classics)
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Spotlight customer reviews: Customer Rating: Summary: full of common sense but not new Comment: So I bought the revised edition and while I really like the book...its really nothing new. Its just common sense. Get out of debt, save, live within your means, don't play the game of "keeping up with the joneses," invest and diversify your stock portfolio. This is advice that my own mother has given me from the time that I was little. So that's why I'm giving it four stars. Its good advice but nothing new. Customer Rating: Summary: Just full of common sense - A lot of people need common sense ! Comment: Great Great Book ! It actually gives you a plan to organize your financial, to get out of debt etc.. I also loved how smooth/flexible was the cover and paper inside (I know it sound silly)and was great up to the moment i accidentally dip it in my bath... but this is another story. I would recommend it to everyone who have money struggle. Customer Rating: Summary: Good idea, very involved to get started Comment: This book presents a good way of looking at money and how it relates to your life. It was (to me) very involved in getting started in the presented programs, but in the long run would reward you considerably with not only better financial standing, but some peace of mind. I would recommend this for anyone needing a new way to manage money and has a bit of discipline and preserverance. Customer Rating: Summary: Never more true. Comment: It's been a few years since I read this, but you don't really forget its message. The title says it all, it really is that important. Tao Cycle Therapy: Natural Happiness via Self Directed Cure for Chronic Anxiety & Depression [Updated 2008 3nd Edition] Customer Rating: Summary: Some good concepts, some wacky ones, and some impractical Comment: There were some good concepts in this book, such as the ones about considering each purchase and weighing it against the time it takes to work for it. Living within your means and paying off your debts is also a timely lesson. However the author requires you to follow their prescriptions to get the full benefit of the book. This includes accounting for every single penny that comes in and out of your ownership. There is one category called "lost money", that in my case because of the stock market, way overwhelms any of the other nickels and dimes. Of course the authors don't recomend investing in stocks. They claim that inflation is not really a big problem, and that you should invest in laddered long term Treasury bonds. This way you get a steady income that is predictable, I guess 30 year bond, would last you the rest of your life. Now that you know the monthly income you have, you just make sure that your expenses are always kept below this income level, and you have reached Financial Independence! Only problem is that expenses grow with inflation, whereas long-bond interest does not. However no guidance was given to that other than to look for items whose price has dropped, like computers, and electronics to offset those whose price has increased. Unfortunately, price increases in basic necessities, like food, health care, and transportation pretty much wipeout decreases in electronic gadgets. This is the major weakness in their Financial Independence plan based on 30-year T-bills. That said, the concepts of living within your budget, careful spending, avoiding debt, frugality are useful, even if you don't follow their prescription exactly. But it's not like your grandma never told you that before! More Reviews
Editorial Reviews: Find financial freedom in the new millennium with a new edition of the life-changing national bestseller More than three-quarters of a million people everywhere, from all walks of life, have found the keys to gaining control of their money--and their lives--in this comprehensive and revolutionary book on money management. Considered the bible of the voluntary simplicity movement, Your Money or Your Life is now updated with a new Preface, Index, and Resource list to help you put the program into practice. This simple, nine-step program shows you how to: * get out of debt and develop savings * slow down the work-and-spend treadmill * make values-based decisions about your spending * save the planet while saving money * Over three years on the Business Week bestseller list * Your Money or Your Life made all major bestseller lists in hardcover and paperback, including the New York Times, USA Today, Business Week, Publishers Weekly, and Washington Post